Which plan contracts with a private insurer to provide all Part A and Part B benefits, including prescription drugs?

Which plan contracts with a private insurer to provide all Part A and Part B benefits, including prescription drugs?

• A. Bundled Payments
• B. ACOs
• C. FPL
• D. Medicare Advantage Plans

Answer: (D)

Medicare Advantage plans are private plans that contract with Medicare to provide all Part A and Part B benefits, and they often include prescription drug coverage within the plan (MA-PD plans combine hospital/medical coverage with drug coverage). This makes them the option designed to deliver all traditional Medicare benefits through a private insurer, sometimes with integrated drug coverage. Bundled payments and ACOs are payment models or provider arrangements, not standalone plans for beneficiaries, and FPL is a poverty measure, not a coverage plan.

Medicare Advantage plans are private plans that contract with Medicare to provide all Part A and Part B benefits, and they often include prescription drug coverage within the plan (MA-PD plans combine hospital/medical coverage with drug coverage). This makes them the option designed to deliver all traditional Medicare benefits through a private insurer, sometimes with integrated drug coverage. Bundled payments and ACOs are payment models or provider arrangements, not standalone plans for beneficiaries, and FPL is a poverty measure, not a coverage plan.